Free independent money and debt advice is available from the following organisations:

Citizens Advice Bureau

Provides advice and casework on debt advice, welfare benefits, money problems, employment rights, family issues, and housing matters. Advice on consumer problems, employment rights, health, community care, family issues, and basic immigration issues.

  • Manchester Citizens Advice Bureau Adviceline 03444 111 222.
  • Adviceline is available Monday, Tuesday, Thursday and Friday 9.30am to 5.00pm and Wednesday 10.00am to 5.30pm.
  • Other Surgeries available from Forum Library.

For more information take a look at the CAB website

National Debt Line

Free and confidential debt advice for everyone living in England, Scotland and Wales. Ring freephone 0808 808 4000 https://www.nationaldebtline.org

StepChange Debt Charity

Getting the right debt advice is essential for anyone struggling with a difficult financial situation. StepChange was set up over 20 years ago to give high quality debt management, debt advice and insolvency help, free of charge to anyone who needs it.

If you need debt help, a good place to begin is Debt Remedy, a free and anonymous online tool that will help you towards a debt free future.

Contact them on:

Money Advice Service

The Money Advice Service helps people manage their money. We do this directly through our own free and impartial advice service. We also work in partnership with other organisations to help people make the most of their money. We are an independent service, set up by government.

Our service is available 24 hours a day via our website and six days a week by telephone on 0800 138 7777 (calls are free).

Anyone can use our service and we provide guidance across a wide range of money matters, including a number of useful tools and calculators to help people manage their money.

Our focus is on supporting people who can benefit the most from our help or who are going through significant life events – such as saving for a home, dealing with the breakdown of a long-term relationship, or starting a family.