From the 14th of May there are changes to the way couples can claim Pension Credit.
Couples with one person over State Pension age and the other under that age – a ‘mixed age couple’ – can (subject to eligibility) currently choose to claim support either as:
• a ‘pensioner couple’ through Pension Credit and/or Housing Benefit for persons who have reached Pension Credit qualifying age (referred to here as “pension age Housing Benefit”), or
• a ‘working-age couple’ through Universal Credit, Jobseeker’s Allowance, Employment and Support Allowance, Income Support and/or Housing Benefit. Or the younger member of the couple can (subject to eligibility) claim support for both members of the couple through Jobseeker’s Allowance, Employment and Support Allowance and/or Income Support.
From 15 May 2019, mixed age couples will no longer have the choice of being a pensioner couple for new claims to benefit.
New claims for a mixed age couple will be for Universal Credit
A mixed age couple on JSA, ESA or Income Support, would be able to receive a pensioner increase. There is no equivalent pensioner increase on Universal Credit.
Be subject to current freeze - Pension credit currently increases every year
Subject to the bedroom tax
No Pension credit – saving credit element
Massive reduction in income – basic amounts for;
- a pension age couple £248.00 per week pension credit amount
- A working age couple £498.98 per month ( £115.14 per week) Universal Credit
- £132.86 reduction in income
For more infomation read this pension credit factsheet (Pdf)